Chapter 13 Bankruptcy

Navigating Chapter 13 Bankruptcy

Creating a Repayment Plan

Chapter 13 Bankruptcy allows individuals with a regular income to develop a plan to repay all or part of their debts. The repayment plan, lasting three to five years, must be approved by the court and is based on your income, living expenses, and debt types.

Eligibility Criteria

Eligibility for Chapter 13 includes having sufficient income to meet your repayment plan, unsecured debts below a certain threshold, and secured debts under a separate threshold. You must also be up-to-date on your tax filings.


Chapter 13 can stop a foreclosure, allowing you to catch up on missed mortgage payments. It also lets you keep your property, including non-exempt assets, and may reduce your overall debt obligation. Additionally, the completion of the payment plan may lead to the discharge of remaining eligible debts.

Schedule Your Free Consultation

Contact us today for a free consultation

Greensburg Office

206 N. Main St.

Greensburg, PA 15601

Uniontown Office

45 E. Main St.

Suite 400 Uniontown Pa, 15401


*Cities also include: Uniontown, Connellsville, Brownsville, Masontown, Mt. Pleasant, Scottsdale, Latrobe, Murrysville, Irwin, Ligonier, Hempfield, Desmond, New Stanton.
Scroll to Top